What makes a good mortgage broker?
Here are 4 key attributes. Effective communication is the key. A good mortgage broker is someone who can quickly and easily get into rapport and strike empathy which is critical in the all-important trust-building process. Mortgage brokers also need to be able to strike up conversations sometimes with complete strangers and enjoy it! But it […]
Buy To Let Mortgages Liverpool
Three of the major recent changes that buy to let landlords need to know about. If you are currently a buy to let landlord or you are thinking about becoming one here are three of the recent changes that you need to be aware of: Mortgage interest tax relief changes. Since April 2017 the UK […]
Mortgage Brokers in Liverpool
True Cost Mortgages are local mortgage brokers in Liverpool. Being independent mortgage brokers we can offer you access to the widest possible range of mortgage lenders. We advise clients on homebuyer mortgages, fixed rate mortgages, home equity release plans, buy to let mortgages, secured loans, product transfers, right to buy mortgages, retirement interest only mortgages […]
True Cost Mortgages – Mortgage Broker Liverpool
True Cost Mortgages in Liverpool can help you with many different types of Mortgages for example; – Residential mortgages for both first time buyers and those moving home – Buy to Let & Holiday homes – Remortgages – Help to Buy & Shared Equity – Right to Buy – Retirement Interest Only mortgages – Shared […]
The North of England is seen as the best opportunity for commercial landlords.
True Cost Mortgages – Mortgage Broker Liverpool. According to a new study the biggest and best development opportunities in the next two years are for offices and flats in the North of England. Commercial landlords see this as a prime opportunity. The study was conducted by the specialist finance company Together and the research shows […]
Are you a mortgage Prisoner?
True Cost Mortgages – Mortgage Broker Liverpool. There has been a lot of talk in recent years of mortgage prisoners, these are mortgage holders who for various reasons can’t switch mortgage providers, so they are stuck on their lenders variable rate. These rates can be more than double open market rates, so this is not […]
Adverse Credit Mortgage Advice Through Liverpool Mortgage Broker – True Cost Mortgages
True Cost Mortgages – Liverpool Mortgage Brokers. The good news is bad credit mortgages otherwise known as poor credit mortgages or adverse credit mortgages are available to individuals with bankruptcies, foreclosures, repossessions, low credit ratings, etc. However, the bad news is, unfortunately, having a negative credit rating typically means a higher mortgage rate and a […]
Retirees are you coming to the end of your fixed interest mortgage term?
When reaching retirement, it may be difficult to renew an interest-only mortgage, even if you are comfortably meeting your monthly repayments. Here we explain retirement interest-only mortgages and how they are repaid. What is a retirement interest-only mortgage? The main difference with a retirement interest-only mortgage when compared to a standard interest-only mortgage is the […]
The difference between information and advice
Take professional ‘advice’ – don’t just rely on ‘information’ from the web to make one of the most important decisions of your life… Whatever stage of the mortgage game you’re at, unless you happen to be a qualified financial advisor, solicitor and broker all rolled into one, you’ll need professional help to find and arrange […]
Choosing the mortgage that is right for you.
There are many different types of mortgages with a plethora of features and fees. Choosing the right kind of mortgage based on your life style could not only make it easier for you to repay the loan but also save you thousands of pounds. First, make an honest assessment of your financial position. Do you […]