True Cost Mortgages are local mortgage brokers in Liverpool. We offer you the widest possible range of lending solutions. We understand buying a property can be the biggest decision made in our lives. Therefore our qualified advisers are here to help with impartial advice.
Providing individual mortgage advice; unique to you. We are here to help you make the right decision on your first home.
Providing individual buy to let mortgage advice. Becoming a private landlord is risky, but we are here to help.
We can give you advice on remortgaging your house / switching your mortgage to another deal, and frequently, another lender.
Right to Buy is a scheme which allows existing tenants of public-sector homes to buy the property they currently rent.
Is it time to release some equity from your home, we can help find the right plan that suits your individual circumstance.
Lenders are willing to provide adverse credit mortgages, let us help you find them.
Secure Your Home and Future
Buying a home is one of life’s biggest financial commitments, and ensuring you have the right protection in place is essential. Mortgage protection covers various aspects, from choosing the right property survey to understanding conveyancing and Stamp Duty. A survey helps assess the condition of your potential home, with options ranging from basic mortgage valuations to in-depth structural reports. Conveyancing ensures the legal transfer of ownership runs smoothly, while Stamp Duty Land Tax (SDLT) is a government charge that may apply depending on your property’s value and circumstances.
Beyond the buying process, securing financial protection for you and your family is crucial. Life assurance provides financial support in case of death, helping loved ones cover mortgage repayments. Critical illness cover offers a lump sum payout if you’re diagnosed with a severe condition, while income protection ensures a steady income if you’re unable to work due to illness or injury. Additionally, Mortgage Payment Protection Insurance (MPPI) safeguards against unforeseen financial difficulties by covering mortgage repayments for a set period if you lose your job or fall ill. By putting the right protection in place, you can enjoy peace of mind knowing your home and financial future are secure.
True Cost Mortgages offer lending solutions from the whole of the market including high street and specialist lenders, and are able to satisfy the vast majority of mortgage and other lending enquiries.
Call our helpline for a free initial consolation to see if you will qualify for a mortgage. One of our advisors will assess your circumstances and advise if you would qualify for the mortgage your require. We will then explain the whole process and take the stress out of the process.
Call our Free helpline on 0800 035 2989 today
Call our helpline for a free initial consolation to see if you will qualify for a mortgage. One of our advisors will assess your circumstances and advise if you would qualify for the mortgage your require. We will then explain the whole process and take the stress out of the process.
The business advice centre limited T/A True cost mortgages is an appointed representative of Julian Harris Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority. We are Registered in England and Wales. Registered Address Suite 4, 48 Westgate, Skelmersdale WN8 8AZ. Registered Company No 7931506. We are an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Limited FCA Register number is 304155.
We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. Our professional fee charged is £349 which is payable upon receipt of your mortgage offer. We will also be paid commission from the lender.
For Lifetime Mortgages our professional fee charged is £995 which is payable when your mortgage completes. We will also be paid commission from the lender.
Please Note think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.
‘The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.’
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
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