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The Conveyancing process explained

What does your solicitor do? - The rough guide to the legal process

Choose a Solicitor

Select a Solicitor based on the best price, location & customer reviews. Once you are happy to proceed, instruct the Solicitor.

Solicitors Client Care Pack

Your solicitor will send you a client care pack and you will need to complete & return the client care documentation & pay the search fees. You can then follow progress of your case on the tracking system.

Contract Requested

Your Solicitor requests a contract pack from the seller’s Solicitor & raises the appropriate enquiries.

Searches Ordered

Your Solicitor orders searches on the chosen property (Local Authority, Water & Drainage, Environmental, etc.)

Mortgage Offer Issued

Once you have received a mortgage offer from your Lender, we will make sure your Solicitor has a copy.

Searches and Replies Received

Once enquiries have been replied to & your Solicitor is satisfied, you will be asked to check & sign some key documents: Transfer deed, Mortgage deed, completion statement, report on title & the contract itself.

Deposit Required

Your Solicitor requests the mortgage funds from your Lender & prepares a completion statement. Once the funds are received, your Solicitor sends these to the seller’s Solicitor.

Exchange contracts

Your Solicitor arranges for your Stamp Duty Land Tax (SDLT) to be paid to the UK Government.

Completion

Your Solicitor requests the mortgage funds from your Lender & prepares a completion statement. Once the funds are received, your Solicitor sends these to the seller’s Solicitor. The keys can now be released to you.

Time to Celebrate !!!!!!!!!!!!!!!!!

Contact Us For Full Details
  • 0800 035 2989
  • info@truecostmortgages.co.uk
  • True Cost Mortgages, 3rd Floor, 1 Mann Island, Liverpool, L3 1BP
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The business advice centre limited T/A True cost mortgages is an appointed representative of Julian Harris Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority. We are Registered in England and Wales. Registered Address Suite 4, 48 Westgate, Skelmersdale WN8 8AZ. Registered Company No 7931506. We are an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Limited FCA Register number is 304155.

We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. Our professional fee charged is £349 which is payable upon receipt of your mortgage offer. We will also be paid commission from the lender.

For Lifetime Mortgages our professional fee charged is £995 which is payable when your mortgage completes. We will also be paid commission from the lender.

Please Note think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

‘The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.’

Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

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