FREE Call Now: 0800 035 2989
FREE Call Now: 0800 035 2989

Why Use Our Equity Release Advisers

Call upon one of our Equity Release Advisers to help you unlock the cash from your home and enjoy a richer retirement.

All the advisers at True Cost mortgages are regulated by the Financial Conduct Authority to give you complete peace of mind. You receive impartial, independent advice and by searching the entire equity release market to find the right plan that suits your individual circumstances. Our expert advisers are here to help you explore the options with no pressure, no time limits and no stress… just help, support and advice.

Members of the Equity Release council

The Equity Release Council is the industry body for the equity release sector. Born from an expansion of the remit of SHIP (formerly Safe Home Income Plans) the Equity Release Council represents the providers, qualified financial advisers, solicitors, intermediaries and surveyors who work in the equity release sector.

A major focus of the Equity Release Council’s work is to ensure that products are safe and accessible for consumers. All members of The Council are signed up to the Equity Release Council’s Statement of Principles which puts in place a number of safeguards and guarantees for consumers.

This means that people who use equity release products offered by Equity Release Council members can have confidence in the products they use and the information they receive.

For a FREE no obligation chat about how to unlock cash from your home call our dedicated FREE hotline. Call FREE on 0800 035 2989.

Contact Us For Full Details
  • 0800 035 2989
  • info@truecostmortgages.co.uk
  • True Cost Mortgages, 3rd Floor, 1 Mann Island, Liverpool, L3 1BP
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The business advice centre limited T/A True cost mortgages is an appointed representative of Julian Harris Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority. We are Registered in England and Wales. Registered Address Suite 4, 48 Westgate, Skelmersdale WN8 8AZ. Registered Company No 7931506. We are an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Limited FCA Register number is 304155.

We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. Our professional fee charged is £349 which is payable upon receipt of your mortgage offer. We will also be paid commission from the lender.

For Lifetime Mortgages our professional fee charged is £995 which is payable when your mortgage completes. We will also be paid commission from the lender.

Please Note think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

‘The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.’

Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

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