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Recent Reviews

True Cost Mortgages

5.0

Based on 19 reviews

Charlie Murray

10:34 12 Sep 19

Great service provided by the team at TCM. Act fast, great advice, great value for money. Total commitment from start... to finish. I would highly recommend!!read more

Chris Day

16:45 11 Sep 19

I have been using Mike for 15 years and I can highly recommend him and the service he provides is second to none. His... knowledge of the Mortgage market is exceptional and he will go the extra mile to assist with all stages of the Your application.read more

Bluesky Video Reviews

11:31 11 Sep 19

I have known Mike at True Cost Mortgages in Liverpool for over 18 months and I fully appreciate his attention to detail... and level of professional reputation in the local market. His knowledge on topics such as adverse credit mortgages, first time buyer mortgages and retirement interest only mortgages is top notch. Together with Lennie who specialises in Equity Release they cover the full range of mortgage requirements that would cater for anyone looking for the specialist advice they provide. I have no hesitation in recommending Mike to anyone in the Liverpool area in need of independent mortgage advice.read more

Isaiah Cano

11:24 10 May 19

I can't recommend Lennie highly enough. Without his help I doubt I would have secured a mortgage. From the start he... looked after me with dedication and care. I'm now a happy home owner thanks to his hard work!read more

David Westhead

20:28 18 Feb 19

Mike and Lennie couldn't be more helpful in the mortgage process, from day 1 everything was explained and the best... mortgage was sourced. Also after the mortgage was approved Lennie kept in touch and nothing was to much trouble, either texting, phoning or emailing each other at all hours of the day and night. I would recommend Mike and Lennie to anyone who needs advice on insurance or mortgages. We now think of them as friends not advisors.read more

Victoria Bartley

11:54 01 Feb 19

Mike has been amazing with helping us to purchase our new home. He has always gone out of his way trough out the whole... process and after. It would of been so difficult without him. I highly recommended his services definitely 5 star!!read more

Daisy Taylor

22:39 29 Dec 18

Denise T.... We have just completed our remortgage with Lennie at True Cost Mortgages. We found him to be very... knowledgable and professional. He was fantastic from start to finish and made our experience totally stress free. Cannot recommend him enough. Thank you Lennie xread more

Megan Evans

10:07 05 Nov 18

I really couldn't recommend Mike at True Cost Mortgages enough. He has been amazing from the beginning. I am... currently at the final stages of the process now with the Mortgage in place just waiting to exchange. Mike has remained in contact throughout and the guidance has been invaluable. I am a first time buyer and I originally contacted Mike at True Cost Mortgages because I wasn't sure if my circumstances meant I could get a mortgage. From the first phone call Mike was honest, knowledgeable and put my mind at ease. He is extremely friendly and easy to talk to but completely professional as well. Not only did Mike secure me a Mortgage, which at the time I really didn't believe was going to be possible, he also made sure he found me a really good rate with a well known lender. He done extensive research and came back to me with 3-4 different illustrations before making the final decision of who to apply with. All the leg work is done by him and all I had to do was provide documentation and proof. Mike was always on hand for a call, email or text. Even when he was trying to enjoy a holiday in Portugal (as we were at the most important stage of the application). I honestly can't think him enough. I would urge anyone who is thinking of getting a Mortgage but is not confident with their circumstances whether that be credit file, income, self employment etc to call True Cost Mortgages. Mike has been worth every penny and I will be 100% using him again in the future, when the time comes to look at remortgaging.read more

Hayley Bradshaw

22:36 04 Nov 18

I couldn't recommend True Cost Mortgages enough, when it came to buying our first house, we had no clue where to even... start. True Cost Mortgages advised us on our mortgage options explaining every detail, took all of the stress out of process by communicating on a daily basis with what steps we needed to take next. A very professional and friendly service, would highly recommend to anyone looking for a mortgage.read more

Natalie Simm

19:08 02 Nov 18

The biggest purchase of our lives was a terrifying thought for a couple who knew nothing about mortgages. True cost... mortgages really cared that we got the right deal for us, they were able to search a huge range of deals meaning we didn’t have to do the research ourselves. They take great care in ensuring their clients completely understand the costs involved in each deal before making their decision. They were patient, professional and nothing was too much trouble. We would encourage anyone else looking for a mortgage to use this company. Thank you Mike and Lennie!read more

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December 19, 2018 December 19, 2018

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Our Fees

We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. Our professional fee charged is £349 which is payable upon receipt of your mortgage offer. We will also be paid commission from the lender.
For Lifetime Mortgages our professional fee charged is £995 which is payable when your mortgage completes. We will also be paid commission from the lender.

Please Note your home may be repossessed if you do not keep up repayments on your mortgage.

Who We Are

True Cost Mortgages is trading style of the Business Advice Centre. We are Registered in England and Wales. Registered Address Suite 4, 48 Westgate, Skelmersdale WN8 8AZ. Registered Company No 7931506. We are an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Limited FCA Register number is 304155.

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‘The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.’

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