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First Time Buyer And Struggling?

At Last Help May Be At Hand For First Time Buyers Even with a deposit many of Britain’s young people are still struggling to buy homes. According to The IFS (The Institute for Fiscal Studies) around 40% of young adults are struggling to buy the cheapest of homes and that’s even with a 10% deposit. […]

Market Place Competition Is Heating Up

Competition between lenders leads to rates being slashed. Lenders are slashing rates and fees for homeowners, landlords and first-time buyers leading to a mortgage bonanza! Following the base rate rise in August, the continued uncertainty over Brexit and the sense of unease over property prices plunging would have left many feeling anxious and negative over […]

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The business advice centre limited T/A True cost mortgages is an appointed representative of Julian Harris Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority. We are Registered in England and Wales. Registered Address Suite 4, 48 Westgate, Skelmersdale WN8 8AZ. Registered Company No 7931506. We are an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Limited FCA Register number is 304155.

UK Guidance – The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK

We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. Our professional fee charged is £349 which is payable upon receipt of your mortgage offer. We will also be paid commission from the lender.

For Lifetime Mortgages our professional fee charged is £995 which is payable when your mortgage completes. We will also be paid commission from the lender.

Please Note think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

‘The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.’

Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.

Check My File is an affiliated link and therefore it helps us offer our Credit Report Review Service free of charge. If you go through the link, it can result in a payment or benefit to the site.

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