Protection insurance for life’s ups and down’s
True Cost Mortgages is an Independent Mortgage and Protection Broker in Liverpool. Protection Insurance from True Cost Mortgages. Life is full of ups and downs, which is why it’s so important to plan ahead whenever you can. No one wants to give the matter too much thought, but there is something very reassuring about knowing […]
In favour of the Independent Mortgage Broker
True Cost Mortgages is an Independent Mortgage Broker in Liverpool. According to research released by Legal & General; just under a third of borrowers who went direct to a lender didn’t realise how an independent mortgage broker could help in their mortgage search. Consequently, thousands of borrowers are missing out on the opportunity to secure […]
Are you a prisoner to your Mortgage?
Each year, hundreds of thousands of consumers purchase their homes with a mortgage or re-finance existing mortgages. Mortgage debt now accounts for over 80% of total UK household liabilities, so choosing a mortgage is an important financial decision that can be difficult to get right. The mortgage market today works well in many respects though […]
A few Mortgage Facts to ponder over…
At True Cost Mortgages – your mortgage broker for Liverpool and Skelmersdale, we’ve compiled a brief overview of the main features of the UK mortgage sector that we think makes interesting reading as the sector plays such a vital role in the health of the UK economy. This is especially true when you think of […]
First time buyers dominate the mortgage market once again!
The mortgage market is once again being driven by the first time buyer. Not since 1995 has this vital sector been seen so dominant. It now makes up for more than half of all new mortgages, according to The Halifax. Recent findings show there has been a rise in the number of new first-time buyer […]
Is Brexit dampening down the property market?
As leading Liverpool mortgage brokers, True Cost Mortgages are ever watchful when it comes to market news and how changes may affect our future and current mortgage clients. This month we report that UK house price growth will continue to be somewhat “subdued” during the ongoing Brexit uncertainty, according to the Halifax. The Halifax is […]
Is a secured loan an effective way to provide funding for home improvements and other reasons?
Secured loans can provide an effective way to fund items such as home improvements, debt consolidation, holidays or even to pay a tax bill. In fact, secured loans can be used for pretty much for any legal reason! In the current financial climate, there is now a much wider choice of products to call upon […]
What are the Advantages of Using a Mortgage Broker?
If you’re thinking about buying a property, you’re possibly going to need a mortgage. And if you’ve thought about applying for a mortgage, maybe you’ve thought about using a mortgage broker. But, what is a mortgage broker, and why do you need one? A mortgage broker acts as a “go-between” between you and the lender […]
Are first time buyer back in the market?
Are first time buyer back in the market? According to figures released by UK Finance in August 2018, first time buyer’s activity has reached a level of not seen since June 2017. With more first time buyers finding ways of getting out of rented and into properties of their own, the value of first time […]
Loyal customers are paying for their loyalty.
Are loyal customer paying for their loyalty? Well yes according to Citizens Advice! Customers who show loyalty and stick with their current suppliers are losing up to £4.1bn a year. That has prompted Citizens Advice to make a super-complaint which, is to be investigated on behalf of consumers by the competition body. The main areas […]
