Welcome to true cost mortgages

FREE Mortgage Consultation from mortgage experts based in Liverpool

Call us FREE now on 0800 035 2989

True Cost Mortgages are local mortgage brokers in Liverpool. We offer you the widest possible range of lending solutions. We understand buying a property can be the biggest decision made in our lives. Therefore our qualified advisers are here to help with impartial advice.

Monthly Mortgage Payments

How can we help?

As long established Mortgage Brokers in the Liverpool area, we can advise on:

First Time Buyer Mortgages

Providing individual mortgage advice; unique to you. We are here to help you make the right decision on your first home.

Buy To Let Mortgages

Providing individual buy to let mortgage advice. Becoming a private landlord is risky, but we are here to help.

Remortgaging

We can give you advice on remortgaging your house / switching your mortgage to another deal, and frequently, another lender.

Right to Buy Scheme

Right to Buy is a scheme which allows existing tenants of public-sector homes to buy the property they currently rent.

Equity Release

Is it time to release some equity from your home, we can help find the right plan that suits your individual circumstance.

Adverse Credit Mortgages

Lenders are willing to provide adverse credit mortgages, let us help you find them.

Mortgage Protection

Secure Your Home and Future

Buying a home is one of life’s biggest financial commitments, and ensuring you have the right protection in place is essential. Mortgage protection covers various aspects, from choosing the right property survey to understanding conveyancing and Stamp Duty. A survey helps assess the condition of your potential home, with options ranging from basic mortgage valuations to in-depth structural reports. Conveyancing ensures the legal transfer of ownership runs smoothly, while Stamp Duty Land Tax (SDLT) is a government charge that may apply depending on your property’s value and circumstances.

Beyond the buying process, securing financial protection for you and your family is crucial. Life assurance provides financial support in case of death, helping loved ones cover mortgage repayments. Critical illness cover offers a lump sum payout if you’re diagnosed with a severe condition, while income protection ensures a steady income if you’re unable to work due to illness or injury. Additionally, Mortgage Payment Protection Insurance (MPPI) safeguards against unforeseen financial difficulties by covering mortgage repayments for a set period if you lose your job or fall ill. By putting the right protection in place, you can enjoy peace of mind knowing your home and financial future are secure.

FREE Mortgage Consultation

True Cost Mortgages offer lending solutions from the whole of the market including high street  and specialist lenders, and are able to satisfy the vast majority of mortgage and other lending enquiries.

Call our helpline for a free initial consultation to see if you will qualify for a mortgage. One of our advisors will assess your circumstances and advise if you would qualify for the mortgage your require. We will then explain the whole process and take the stress out of the process.

Call our Free helpline on 0800 035 2989 today

Customer Testimonials

Read what our loyal customers think about us and how we have helped them

Call our helpline for a free initial consolation to see if you will qualify for a mortgage. One of our advisors will assess your circumstances and advise if you would qualify for the mortgage your require. We will then explain the whole process and take the stress out of the process.

“Have used this firm for a number of mortgages now. Always a pleasure to deal with. very helpful and make the whole process easy”

Review by Dan

“My fiance and I are first time buyers, they made this process so easy and stress free. They have excellent customer service skills and are very professional, attentive and efficient. We will definitely be reccomending their services to our friends.”

Review by Faye

“100% recomment True Cost Mortgages – I couldn’t reccomend Mike at Truse Cost Mortgages enough. Mike answered all my questions, gave advice when needed and was reliable.”

Review by Jon Cooper

“I have recommended them for my family’s home and commercial properties. There is no other broker that goes the extra mile like this company. They have found us incredible rates.”

Review by Laura Okafor-Withers